While health care costs continue to increase nationwide, GXO absorbed the majority of the increase to keep your share of the costs below the national average. GXO held medical plan premium increases to 5%. Visit myGXO Portal > Your Benefits > Benefits for detailed cost information.

GXO also invested in our employees through through two new programs that support individuals living with musculoskeletal and circulatory conditions — Hinge Health and Hello Heart. The cost of these programs is covered by GXO so Anthem members can participate free of charge.

Just a reminder that we all share a responsibility to be smart health care consumers. Review the Health Care Consumer Tips for ways to save money.

If you’re struggling with joint or muscle pain, Hinge Health can help without drugs or surgery. Hinge Health’s virtual programs combine gentle exercise with one-on-one support to improve your condition, reduce your pain and help you move with confidence. You can get pain relief with exercises that can be done in as little as 15 minutes — anytime, anywhere you’re comfortable. Best of all, it’s free — for Anthem members (age 18 and older).

Learn more here or visit the pre-enrollment site to join the wait list.

We’re partnering with Hello Heart to provide a free monitoring kit that makes it simple for you to track your heart health and understand what’s going on — all from the privacy and comfort of your own phone. Hello Heart is offered at no cost to Anthem members (age 18 and older) and includes a blood pressure monitor that connects to an engaging app. You can worry less, plus it’s rewarding and fun!

Learn more here.

If you cover two or more dependents under the PPO 1500 or PPO 750, your family deductible and out-of-pocket maximum increased. There was no change to the deductible or out-of-pocket maximum if you cover yourself only or yourself and one dependent (child or spouse). The table below shows the 2024 PPO plan deductibles and out-of-pocket maximums, with changes highlighted in bold.

Learn more about how PPO deductibles and out-of-pocket maximums work here and check out the Medical FAQs.

We added WellnessPlus and adult orthodontia to the Dental Choice option. WellnessPlus rewards you and your family for getting preventive dental care by increasing your Annual Maximum the following year by $200. The Dental Choice plan now includes orthodontia for children and adults, and the lifetime maximum increased from $1,500 to $2,000.

Check out the Dental FAQs.

If you purchase a Featured Frame Brand from a VSP Premier Edge location, you get free eyewear protection if you accidentally break or damage your glasses, your prescription changes or you don’t love the glasses you chose.

Check out the Vision FAQs.

Rx Savings Solutions can help lower your prescription drug costs. Because it’s linked to your Anthem medical plan, everything it does is personalized according to your medications and coverage. It provides savings that help you and your doctor make smart health care decisions, such as generic forms of brand-name medications, better prices at different pharmacies or mail order and equally effective medications that treat the same condition.

Check out the Prescription Drug FAQs.

If you’re enrolled in an Anthem medical plan, you can download the Sydney^SM Health app, which offers a personalized, guided experience that helps you navigate your health care options and make the most of your benefits, all through a single point of access.

Learn more here.

Prepare for the unexpected by setting up and funding an emergency savings fund. ADP Wisely makes it easy through convenient payroll deductions. You could even earn incentives for saving! Learn more here, visit ADP Wisely and check out the Emergency Savings FAQ page on myGXO.

Emma is your private, personalized virtual assistant who will help you get the most from your benefits. Ask Emma is available 24/7 and works on all devices. You’ll find her when you log in to enroll on myGXO Portal > Your Benefits or at gxo.bswift.com. Here are some of the things she can help you with:

• Confused by insurance jargon? Guess no more. Ask Emma defines all those complicated terms, so you aren’t left reading between the lines.
• Have some “what-if” questions? Ask Emma knows things can change. She’ll help you model future health scenarios and show how they could affect your health care costs.
• Having trouble choosing between plans? Emma has you covered. She’ll compare the plans you’re interested in side-by-side, so you’ll see exactly how they differ.
• Not a “numbers person”? Have no fear! Emma will crunch the numbers for you and show you your estimated costs.

Watch the video

You and your covered family members have access to Your Anthem Nurse, who provides free and confidential guidance tailored to your personal health care needs. For example, your nurse can prepare you for an upcoming procedure, explain your treatment plan, leverage experts to support emotional health and assist with coordinating health services for you. Your nurse may contact you directly or you can reach out by calling the number on the back of your Anthem ID card.

Check out these videos:

• Your Anthem Nurse
• Anthem Health Guide

Learn more here.

HSA contribution minimum

If you like the convenience of contributing to your Health Savings Account (HSA) through payroll deductions, you’ll need to contribute a minimum of $500 for the year.

You can save more on taxes

HSA contribution limits are set by the IRS each year. The amount you can contribute is triple-tax protected and depends on which HSA option you elect, whether GXO contributes, the coverage level you choose and your age. GXO contributes to both HSA options. If you begin participation before October 1, the amount GXO contributes is based on your date of hire or Qualifying Event. (If your participation begins on or after October 1, you’re not eligible for an HSA contribution that year.)

* GXO contributions of $125 for Employee Only or $250 for Employee + 1 or More are made quarterly in January, April, July and October.

The IRS allows you to roll over a certain amount ($640 for 2024) of unused Health Care Flexible Savings Account (FSA) funds from one plan year to the next. You must have at least $40 in your account to roll it over. Any amount under $40 will be forfeited.

Supplemental Health Benefits — Accident, Hospital Indemnity and Critical Illness Insurance — will pay cash directly to you if you experience a covered injury or illness. You can use the cash however you choose, including to offset your medical and prescription drug deductibles and coinsurance. You have two coverage options (low and high) for Accident and Hospital Indemnity Insurance. You can enroll in or change Supplemental Health Benefits elections during Benefits Enrollment or if you have a Qualifying Event.

If you or your dependents are enrolled in Supplemental Health Benefits, you can earn $50 after receiving a covered health screening, including cholesterol, mammograms, colonoscopies and more.

Learn more here.

If you or your covered spouse uses tobacco, you will pay an extra $100 per month for medical coverage. If you are or your covered spouse is a former tobacco user (meaning you completed an approved tobacco cessation program in the past), you can avoid the $100 per month surcharge by verifying your status when you enroll.

Learn more here.

If your spouse has coverage available through his or her employer and you still choose to cover your spouse under your GXO medical plan, you must pay a spousal surcharge of $151.66 per month.

You can have the Spousal Surcharge removed if your spouse enrolls in medical coverage through their employer during their Open Enrollment or due to a Qualifying Event. It’s a good idea to call the Benefit Service Center within 30 days so the surcharge removal will be retroactive to the Qualifying Event or coverage effective date. Otherwise, the surcharge will be removed as of the date you call.

Whether you’re adding a dependent for the first time or responding to a random dependent verification audit, you will have 60 days to provide documentation. If you do not provide documentation within 60 days, your dependent(s) will be removed from coverage. It’s also your responsibility to remove dependents from coverage once they become ineligible.