How to enroll
The enrollment checklist
Need help choosing? Ask Emma
Emma, your virtual assistant, can answer your questions, decode insurance jargon, model health care scenarios, compare medical plans and even estimate your costs. Ask Emma is available 24/7 and works on all devices. You’ll find her when you log into enroll on myGXO Portal > Your Benefits or at www.gxo.bswift.com.
The GXO Benefit Center can also help you enroll or make changes.
Not ready to finish yet?
No problem. You can click Save and Finish Later to save your progress and return later. Remember to come back and finish before the deadline, because your elections will not be submitted until you complete the process.
What happens if I don't enroll?
In general, your elections will carry over into next year, with the exception of Flexible Spending Accounts (FSAs) and Commuter Spending Account (CSA) elections. You will not be enrolled in the Health Care FSA, Dependent Day Care FSA or the CSA unless you make an election. You will not be able to change your elections until the next Open Enrollment period, unless you experience a Qualifying Event and report the change within 30 days.
Enrollment tips
Health care consumer tips
Being a smart health care consumer means you take the time to consider all of your health care options and make the best decision for your particular situation. Keep these tips in mind!
- The HSA 5000 or HSA 2000 plan may be the best plan for you.With an HSA plan, you’ll pay less in payroll deductions. If you elect either HSA option, you’ll also receive a contribution from GXO to help pay for eligible health care expenses. Learn more about HSAs.
- You’ll save with an HSA or FSA. You’ll save valuable tax dollars and lower your taxable income when you open an HSA or Health Care FSA. The money you contribute or withdraw in these accounts is tax-free when you use it for eligible medical expenses.
- Only use the emergency room for true emergencies. Trips to the ER can be expensive and cost you a lot out of your own pocket, so be sure you only visit an ER when absolutely necessary. Use urgent care facilities, schedule a visit with your doctor or use telemedicine when you have minor injuries or illnesses. Take advantage of the virtual care benefit for a nominal fee or call the 24/7 NurseLine | Your Anthem Nurse for free. Nurses are on call to answer any health questions you might have and to provide guidance on emergency care, urgent care and more. Review Where to get health care when you need it quickly.
- Consider generic prescriptions instead of brand-name prescriptions. Generic prescriptions are usually considerably less expensive and are approved by the FDA. Ask your physician or pharmacist if your prescription has a generic alternative and save money.